以银行业为例：传统银行的服务模式数十年未变，跨行转账仍需经历繁琐登录与验证流程。在理想场景中，用户仅需向LLM发出“从富国银行转账100美元至嘉信理财”的指令即可完成操作。虽然现有技术已能实现逆向工程破解，但标准化API配合安全认证才是可持续解决方案。
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